The Choice: Medicare Advantage or Medicare Supplement
In my many years of serving Seniors in assisting them in understanding Medicare and making sure they have the best strategy which will reap the lowest out-of-pocket medical cost, I have found confusion to exist in the understanding of Medicare Advantage and Medicare Supplements. We intend to clear up the difficulty and enable you to
What you Must Know about Medicare Part D
The purpose of this article is to educate our readers on the workings of Medicare Part D. We will explore the benefits of Part D and how to enroll in Part D as well as how to avoid some costly mistakes. What is Medicare Part D Medicare Part D refers to the Medicare prescription drug
Stay on Track as You Explore Your Options for Medicare
The closer you get to the age of 65, the more likely you are to be contacted frequently. It can be overwhelming, to be sure, and it can seem like you are constantly receiving telephone calls, mail, and even emails on the subject of Medicare. Fortunately for you, the Medigap Pro is here to help
What is a Medigap Policy?
If you’re age 65 or older, there’s a good chance that you’ve heard a bit about choosing a Medigap policy. There’s just one question that many people have: “What is a Medigap policy?” Fortunately the answer is much simpler than you might be expecting. To put it simply, a Medigap insurance plan is just another
Avoid These Three Mistakes When Enrolling in Medicare
One of the great benefits of turning age 65 is the opportunity to enroll in Medicare. This can be one of the best medical and financial and medical opportunities one could experience, or it could become somewhat of a nightmare. The purpose of this paper is to help you avoid the most common mistakes one
Which Medicare Supplement Plan is Best For You?
One of the questions that we get asked the most frequently is how our clients can get the best price possible while also finding the one that best suits their needs. At The Medigap Pro, our goal is to help you figure out the answer to those questions. We know how difficult it can be
Do You Need Help Choosing a Medigap Policy?
When you choose to work with the Medigap Pro, we can help you to find the best priced Medicare supplements–we promise! At the end of the day, that’s how we measure our success. In other words, the thing that drives us to continue doing what we do is to help people out when it comes
A Few Things to Know About Medicare Supplement Insurance
When you start to compare Medicare supplement plans, things can get confusing pretty quickly. The good news is that you have The Medigap Pro on your side! One of the questions that people ask me all the time is about how to make the best decision possible and get the best price on supplements that
Choosing a Medigap Policy is Tricky, But We Can Help
When you make the decision to compare Medicare supplement plans, the whole situation can sometimes feel a little bit overwhelming. Don’t worry, because you’re not the only person who feels this way! The good news is that you have come across The Medigap Pro. With over 25 years of experience, Ted knows the ins and
Put Your Trust In Our Experience
When you start to compare Medicare supplement plans, your experience can sometimes feel overwhelming. If that has been your experience, the good news is that you are not alone! At The Medigap Pro, we have over 25 years of experience in the health insurance business. We’re here to demystify the whole process and help to
Get the Best Prices on Medicare Supplements
Are you looking for the best Medicare supplement prices? If so, you’re in the right spot! With over two decades of experience–that’s 25 years to be exact–you can count on The Medigap Pro to make your experience as simple as possible every step of the way. Who is The Medigap Pro, you ask? That’s a
5 Steps to Medicare Bliss
5 Steps to Medicare Bliss (Navigating the World of Medicare) By The Medigap Pro, Ted Guy In meeting with people that are approaching the magic age of 65 I tell them two things. First I congratulate them. “You made it, your turning the magic age of 65-congratulations!” The second thing I tell them is it
What You Need to Know about Arizona Medicare Care Supplements
What You Need to Know about Arizona Medicare Care Supplements Many people in the state of Arizona use Medicare to ensure that they are covered under an insurance program. It certainly can be a benefit, not only to those who are retired but also to those who may have various health issues. When you are
The Pros And Cons To Getting Medicare Supplement Insurance In Arizona
One life fact that all people need to understand is that accidents are inevitable and the state of one’s health is unpredictable. While the majority of people in today’s society are focused on “organic living” with the promotion of positive well-being, this does not exempt any person from potential medical problems. Fortunately, by engaging in
Tips For Obtaining Medicare Insurance In AZ
Tips For Obtaining Medicare Insurance In AZ People are more likely to experience health problems as they age. Unfortunately, this can drive up insurance costs. Thankfully, there’s a simple solution to this problem. If you are able to obtain Medicare, you’ll have access to affordable health coverage. These tips will help you obtain Medicare insurance
Medicare Advantage or Medicare Supplement -The Choice?
Medicare Advantage or Medicare Supplement -The Choice? When one turns age 65 they are faced with opportunities and choices. The opportunity is found in the fact that they now can lower their medical cost because they are entering the “Medicare opportunity”. The choices are found in the decisions that will be made concerning weather to
Supplement Broker Should Provide
Four Services every Medicare Supplement Broker Should Provide. When one approaches the age of 65 they discover the potential complexities of Medicare. Complex from understanding what Original Medicare is, the enrollment process to the selection of the proper Medicare Supplement. We are strong advocates of using competent and qualified Medicare insurance brokers to assist you
Part B and Preventive Services – Medigap Pro – Specializing in Medicare Supplements
Medicare Part B and Preventive Services Medicare Part B is referred to as Medical Insurance in the Medicare world. Medicare Part B covers medically necessary doctor’s services, outpatient care, home health services, durable medical equipment and other medical services. Part B also covers many preventive services. It is important to know the preventative services covered
Is A Medicare Supplement The Best Decision?
Does it matter? Is it worth the cost? Do I have a better alternative? When I meet with my Medicare clients these are some the questions they ask regarding the need for a Medicare Supplement. To help them understand the need and the cost I need to first address the what ifs of the world.
Customize Your Plan
Did you know that when you turn 65 you can customize your Medicare plan to meet your needs? To do this you need to have a thorough and clear understanding of your responsibilities and your choices and we know just how difficult choosing a Medigap policy can be. While you do become eligible for Original
Medicare or My Group Plan-What Should I Do?
Medicare or My Group Plan-What Should I Do? The average American becomes eligible for Mediare coverage at age 65. But if you are still working and your employer provides healthcare, do you really need to enroll in Medicare? What about Medicare’s prescription drug benefit? Medicare Part A, which most people should enroll in regardless of
Medigap Pro: “A Must – Your Welcome to Medicare Physical”
Medigap Pro: “A Must – Your Welcome to Medicare Physical” The “Welcome to Medicare” physical exam is a one-time, preventive physical exam Medicare will cover within the first 12 months of having Medicare Part B. It is highly recommended that you take advantage of this free exam, as it will help you better understand which
The Alphabet Soup that is Medicare
The Alphabet Soup that is Medicare One of the first things I seek to clarify with people when they ask me about Medicare and Medicare Supplements is to help them understand the alphabet soup that is Medicare as Medicare and Medicare Supplements use letters to label the various parts. The purpose of this paper is
The Most Important Six Months of Medicare
The Most Important Six Months of Medicare Failure to understand the six-month rule could place your health care in jeopardy. What is this most important six-month rule? If you do not enroll in a Medicare Supplement when you first go on Medicare Part B or within the first six months of your Medicare Part B
The Part D Doughnut Hole Explained
The Part D Doughnut Hole Explained When one turns age 65 they are presented with the confusion that is Medicare. Many questions arise such as how to apply for benefits, when to apply for benefits, what Medicare (Part A, Part B) should I choose and what about prescription drug benefits. Over the years working with
The Fear of Medicare Eliminated
The Fear of Medicare Eliminated The fear of working with Medicare is much greater than the reality of working with Medicare. Understanding how Medicare pays your claims and how providers are reimbursed will help eliminate any concern one may have. When you see a provider, you will give the provider your Medicare Card as well
Turning Age 65 – 3 Options
Turning Age 65 – 3 Options When you turn age 65 you have a decision to make which will impact your financial well-being perhaps for the rest of your life. This decision deals with how you will address your future medical cost with Medicare. You basically have two options. Option 1 Enroll in Medicare Parts
Medicare Or My Group Plan – What Should I Do?
Medicare Or My Group Plan – What Should I Do? The average American becomes eligible for Medicare coverage at age 65. But if you’re still working and your employer provides healthcare, do you really need to enroll in Medicare? What about Medicare’s prescription drug benefit? Medicare Part A, which most people should enroll in regardless
The One Paragraph for Medigap Policies You Need to Read
The One Paragraph for Medigap Policies You Need to Read If you were to ask me what is one of the most important paragraphs, if not the most important paragraph in The Medicare & You Guidebook I would have to say it is found on page 81 of the Medicare & You 2017 guidebook. It
The Most Important Two Things to Know about Medicare
The Most Important Two Things to Know about Medicare Recently I had a conversation with a potential client regarding the frustration of understanding the world of Medicare and the Medicare enrollment process. My client asked a very simple question – “How can I know I am doing the right thing? How can I know I
The 2016 Election Medicare & You
The 2016 Election, Medicare & You The votes are in. Donald Trump is president of the United States. The questions to be asked: “how will the election impact Medicare?” Medicare is considered by many to be one of the most needed and cherished government benefits. Any time the “wind blows in a new direction” one
The Buzz about Supplement Plan N
The Buzz about Supplement Plan N Insurance companies first began to offer in June of 2010 Medicare Supplement Plan N. Take a closer look at the benefits of Plan N and you might find yourself with a very cost beneficial Medicare Supplement. Plan N offers identical benefits to the more popular Plan F but the
Supplement F vs Supplement G –What are the Differences?
A Medicare Supplement plan is private insurance that helps pay for the out-of-pocket expenses covered but not paid by Medicare. An expense may be covered but it also may be subject to deductibles and coinsurance amounts you are obligated to pay. Depending on which Medicare Supplement you choose these deductibles and coinsurance amounts will be
Make the best decision for Medicare Open Enrollment 2016
Make the best decision for Medicare Open Enrollment 2016 Medicare Open Enrollment for 2016 begins October 15 and ends December 7. If you are on a Medicare Advantage Plan or have a Part D Prescription Plan these are important dates you need to know. Listed below is some information which will empower you to make
Original Medicare Covers What?
Original Medicare Covers What? Medicare covers medical services and supplies considered medically necessary to treat a disease or condition. Listed below is an overview of what Original Medicare (Part A and Part B) coves. What is Medicare Part A Hospital Care Your cost $1, 288 deductible for each benefit period Days 1-60: 0% coinsurance for
The Four Steps
The Four Steps When one approaches age 65 they are bombarded with email, mail and telephone calls regarding Medicare. We suggest to our clients they follow the four steps below to keep them on track as they explore Medicare options. We have found this simple 4 step process helps to eliminate some of the confusion
Spend your Medicare Dollars Wisely
Spend your Medicare Dollars Wisely When I have someone call and tell me they are about to reach age 65 the first thing I say is , congratulations you made it! Just as one is to be congratulated on turning age 65 I also encourage them to seek to spend their dollars wisely when it
Timing is Everything
Timing is Everything To make sure you take advantage of all that Medicare has to offer and you do not pay any financial penalties you must know the Medicare deadlines. Thus. “Timing is everything”. Listed below are time frames you need to know to make you sure you understand. Six Months before Turning 65 The
Confused About Medicare Part D?
To obtain Medicare Part D coverage you must be entitled to Medicare Part A, and or enrolled in Medicare Part B. Part D is basically coverage provide for prescription. However, this coverage is quite different from what might consider a traditional prescription drug plan. Benefits are reimbursed according to the prescription formulary, deductibles and copayments.